Debt Collection Agents chasing an unpaid Credit Card bill uncovered a fraud worth nearly £6,000 leading to a criminal prosecution.
Laura Mayer, aged 33 of Stoke on Trent, was supposedly debt ridden. She decided to take out a credit card in her friends name as she had a very good credit rating.
Mayer spent a whopping £5,949 on the MBNA card before her ‘conscience caught up with her’ and she claimed to stop using the card. She had applied for the card using on on line application service.
The first her friend learnt of the situation was when she started receiving calls from Debt Collectors requesting payment. She had also been advised that legal action would be taken causing her great distress.
She reported the matter to MBNA’s fraud department who investigated the matter. They found email and telephone details relating to Laura Meyer. The card had also been sent to her address.
The case was heard at North Staffordshire Justice Centre and Prosecutor Ruth Bentley presented the case before the court.
Mayer guilty to two charges of fraud by false misrepresentation. Magistrates sentenced Laura Mayer to a twelve month community order with a rehabilitation programme. She was also ordered to pay costs.
